Groundfloor Reviews
Groundfloor Customer Reviews (13)
- Most recent
- Oldest
Groundfloor Customer’s Q&A
Groundfloor Features and Benefits
Groundfloor.com offers several key features and benefits:
- Low Minimum Investment: Start investing with as little as $10, making it accessible for all types of investors.
- No Fees for Investors: There are no trading, management, or account fees for investors, ensuring that all returns go directly to the investor.
- High Returns: Expected returns range from 8% to 15%, providing a lucrative opportunity for investors.
- Short-Term Investments: Average holding period is six to twelve months, allowing for quicker returns compared to traditional real estate investments.
- Automatic Investing: Funds are automatically and instantly invested across all available loans, ensuring instant diversification and optimizing the investing strategy.
- Real Estate Backed: All investments are backed by real estate assets, providing a level of security and stability.
- Competitive Loan Rates for Borrowers: Borrowers benefit from competitive loan rates, making Groundfloor an attractive option for real estate financing.
- Transparent Process: Detailed information about each loan, including property pictures and financials, is provided, allowing investors to make informed decisions.
- Regulation A Offering: Groundfloor is the first company qualified by the SEC to offer real estate debt investments via Regulation A for non-accredited investors.
- Diverse Investment Options: Invest in various types of real estate projects, including fix-and-flip properties, new construction, and buy-and-hold properties.
Groundfloor.com provides a user-friendly platform for both new and experienced investors to diversify their portfolios and achieve high returns with minimal effort.
Groundfloor Pricing
Groundfloor offers fractional real estate investing with a minimum investment of $10. The platform is free for investors, meaning there are no trading, management, or account fees. Instead, Groundfloor charges fees to borrowers. These fees include flat fees, percentage-based fees, and closing costs. Borrowers pay a platform fee to list projects, and loan rates for borrowers range between 2.75% and 4% interest. Additionally, there is a $250 loan application fee and a $1,250 closing fee.
Groundfloor's investment products deliver high returns with expected returns ranging from 8% to 15%. The platform offers short-term investments with an average holding period of six to twelve months. Groundfloor's automatic investing feature ensures funds are automatically invested across all available loans, providing instant diversification and optimizing the investing strategy for the best path to historic returns.
For those looking to diversify their portfolio and elevate their earning potential, Groundfloor provides an accessible and easy-to-use platform backed by real estate assets. The platform's set-it-and-forget-it approach allows investors to sit back and watch their investments grow without heavy lifting.
Groundfloor FAQs
Groundfloor Alternatives
Here are the top alternatives to Groundfloor.com based on the provided sources:
- Fundrise - Best for low investment minimums and non-accredited investors.
- Roofstock - Best for single-family rental properties.
- CrowdStreet - Best for accredited investors.
- Streitwise - Best for small account real estate investing.
- Arrived Homes - Best for long-term investors with a $100 minimum investment.
- Yieldstreet - Best for non-accredited investors with a wide array of alternative investments.
- RealtyMogul - Best for non-accredited investors with access to commercial real estate opportunities.
- EquityMultiple - Best for accredited investors with commercial real estate investments.
- DiversyFund - Best for crowdfunding with undervalued multifamily properties.
- PeerStreet - Focuses on democratizing access to real estate debt.
These platforms offer various investment options and cater to different types of investors, including both accredited and non-accredited individuals.